Free Credit Report

Free Annual Credit Report





FREE CREDIT REPORT

including

Free annual credit report (FACT ACT entitlement)


Free Credit Report









FREE CREDIT REPORT
Free Annual Credit Report

You have the right to know what is in your file. You may request and obtain all the Information about
you in the files of a consumer reporting agency (your “file disclosure”). You will be required to provide proper identification, which may include your Social Security number. In many cases,
the disclosure will be free. You are entitled to a free file disclosure if:

 

       a person has taken adverse action against you because of information in
 your credit report;

                              you are the victim of identify theft and place a fraud alert in your file;

               your file contains inaccurate information as a result of fraud;

                              you are on public assistance;

                              you are unemployed but expect to apply for employment within 60 days.

In addition, As of September 2005 all consumers will be entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies.

See www.ftc.gov/credit for additional information. 


FREE CREDIT REPORT Free Credit Report







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